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 How
to Select a Car
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How
to Proceed Bank Loan
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How
to Buy
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How
to Acquire Related Driving Certificates
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NISSAN
Motor Takeover
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Selecting Tips
How does a beginner who knows little about cars start with his car purchasing?
Just be noted of tips given by professionals as follows:
1, Price Level Depends on Your Budqet
When preparing to buy a car, one should take full consideration of expenses on
three aspects: first, selling price of the car: which constitutes the
main part of the expenditure. Secondly, extra charges: which include 10%
vehicle purchase tax, number plate and license fee, insurance
premium, vehicle and vessel usage tax (or traveling tax may called); and
thirdly daily running costs including fuel consumption, temporary parking
charge, bridge toll, annual check fee and maintenance cost and so on. All these
expenses vary for different persons or cars. Statistics shows that a private
car normally rides about 20 thousand kilometers a year and costs RMB 8 thousand
to 20 thousand for upkeep. Servicing car expenditure goes even higher, up
to 30 thousand or so. Of course, it here refers to the medium-grade
car or less.
Therefore, buyers should consider their bearing capability beforehand, or else
they will suffer from snappy payment for car of today and lead a hard life
later on. In this case, buying a car turns senseless for improvement of quality
of life. Solid financed buyers can get everything done at one stroke and select
a high-performance car of high grade to buy, while buyers with moderate income
cannot afford this. They can choose medium-or low-grade type for transition
stage, enjoying the convenience of driving without too much burden shouldered.
2, Model and Brand Depends on Your Perception
If you usually move within range of urban area or suburban area in normal
times, a small-wheel-base car with power aided steering will enable you to make
use of every bit of time and space, make way to the last parking space existed
and run across crowded shopping center. If mainly used for long-distance
hustling or traveling, the car should be supposed to have spacious enough
closed-type trunk so as to admit your luggage, instead of exposing it
to the sun and rain. And if you have to drive on crucial road often,
then a fully front-wheel-driven or four-wheel driven off-road car, or a
motion-mode multipurpose car will fit you no more.
Choosing which grade of car to buy is up to your budqet, but when it comes to
same grade and almost same price, you have to choose the brand of car then.
Learn possibly more about "genealogy" and "family" background of each car,
because behind an proper brand, there may lie excellent enterprise credit
and after sales service. It requires continuous services after procuring a
car. Which brand has convenient local maintenance and refitting is a point
which should be put above.
3, Choose Moderate Delivery Capacity
On the average, the bigger outside measurement of the car is, the heavier dead
load it gets, and hence larger engine capacity it requires
correspondingly. Larger delivery capacity demands larger fuel consumption,
surely the output of the car is higher under normal conditions.
Prior to buying, you'd better ask yourself: how much output do I really need?
Am I heavily loaded often? Do I drive steep often? If Yes for all, an engine
with large capacity is suitable for you. If No and you drive at 100kmph or even
less, then save a little money for yourself and buy a car with a delivery
capacity less than 2-liter.
4, Type of Payment Depends on Circumstances
In order to promote and increase market share, many car manufacturers have
established smart and diversified sales programs including pay by installment,
zero initial payment and lease instead of selling etc. It provides a great
scope of selection for consumers. When deciding the mode of payment, buyers
should balance overall factors such as status of funds, income level, income
stability and large sum expenditure in recent plan, if any.
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Consult Loaning Clauses
Pay by loan is a choice mostly chosen at present. Prior to proceeding loaning
procedures, one should know about stipulations on consumer loans for each car
and judge his qualification and ability to take the burden. And awareness of
loaning procedure in the mean time will double the result and halve the effort.
Negotiating with the Bank
Auto loan is operated by teamwork of three parties: bank, insurance company and
distributor. Status inquiry and credit management is submitted to distributor,
insurance company offers guarantee insurance and distributor is jointly and
severally guarantee bound.
What you need to do is preparing application data as required and submitting to
distributor for preliminary examination. The purpose is to let bank, insurance
company and auto seller to know about you. If you're qualified, you will be
able to proceed loaning procedures favorably then. First of all, you should pay
initial payment corresponding to car you selected, that is 20% of the total
generally and sign purchase contract with the distributor after that. Insurance
company will handle relevant credit insurance for you. After all these done,
it's submitted to acceptance and approval of the bank.
In the case of bank acceptance and approval, if you pass all credit examination
of bank account, you can agree upon fixed number of years and loan rate with
the bank and sign loan agreement.
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Selecting a NISSAN Car
Taking everything into consideration, it's time for you to decide which sort of
NISSAN car to buy. In later procedures of buying, NISSAN distributor will offer
further services to you.
Pay Cash Deposit
If you have decided an objective NISSAN car, been aware of purchase clauses and
procedures and approved by the bank, the bank will inform you to pay initial
payment which covers 20% of the total generally and transact bank account and
credit car for you.
Sign NISSAN Motor Purchase Contract
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Register in Local Administrative Office
No license plate no driving, therefore aborigines should go to traffic
battalion (or its on-site office) to transact auto motion license. Before
leaving purchase place one must get the car checked in Inspection Yard first
and acquire a temporary license plate.
Local Motor Qualification Test
New motor should pass physical examination in vehicle inspection yard assigned
by vehicle control office before collecting the license plate. If passed,
complete motor vehicle registration form signed by people's police of Vehicle
Inspection Yard. For vehicle inspection submission you have all necessary
certificates and documents with you including owner's ID card, certificate of
conformity of the car, and commodity check list, import sheet and inspection
admission checked and issued by vehicle control office additionally for import
car.
Transact motion license
To transact motion license you should go to assigned vehicle control office for
license plate. You should bring all necessary certificates and documents with
you including motor purchase invoice, certificate of conformity, ID card and
duplicates of these three, insurance policy, additional tax certificate of
motor purchase and approved motor vehicle registration form, and monitoring
transaction certificate and corporation code additionally for enterprise buyer.
And motor vehicle registration form should be stamped with seal of enterprise
in question. License plate for the car, temporary motion license and JZ tag are
given only if all certificates and documents are complete without missing.
License plate for private car can only be claimed by the owner himself, no
substituent allowed.
Filing of New Car
After claiming license plate you should get the new car filed in Safety
Committee before transacting motion license. It needs owners' identity
certification and temporary motion license.
Pay Traveling Tax
All previous procedures finished, what you should do next is to pay traveling
tax in Road Toll Office of your place.
Official Registration of the Car
Official motion license needs: two photos of the new car which are to be used
to exchange official motion license together with temporary motion license,
filing card, traveling tax certificate three days later in vehicle control
office.
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Finishing Bank Procedures
License plate tagging procedure transacted, duplicate copies of purchase
invoice, purchase tax invoice, certificate of conformity and motion license of
the car should be provided to the bank.
Settle Payables to NISSAN
NISSAN Transferred to You Officially
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